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We've partnered with Flexiti to help turn your big purchases into small payments.

Apply today and get approved for 0% interest financing in minutes*.

How it works

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Choose Flexiti at checkout or talk to a sales representative in-store to apply and instantly finance your purchase.
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Flexiti Ad on Mobile

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We know it's good to have options. Pick the financing plan and term that suits your budget.
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Use your FlexitiCard again and again, without reapplying! Shop at thousands of retail locations within the Flexiti Network™.

The flexible way to pay™

Plans that work for you
 

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    Equal monthly payments - no interest*

    Break up your entire purchase (including tax, applicable fees, and optional insurance premiums) into equal monthly payments over the course of your term. Plan terms range from 3 - 36.

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    Deferred payment - interest accrues, no payments*

    Defer your entire purchase (including tax, applicable fees, and optional insurance premiums) and pay in full at the end of your term. Only annual fees (if applicable) will be charged upfront. Plan terms range from 3 - 18.

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    Regular credit purchase*

    It's perfect for small purchases too! Use your FlexitiCard just like a regular credit card.

Apply now
 

Flexiti fees

The Flexiti Network


The FlexitiCard is accepted at thousands of Canadian retail locations, in-store and online shop! Shop for electronics, furniture, appliances, jewellery, fitness equipment, auto parts and more.
 

› Explore now

 

Alternative financing plans


While not all Flexiti cardholders are eligible for no interest financing plans, Flexiti providies alternative financing options including a 36-months equal monthly payment plan at 29.99%** promotional interest rate, available for eligible cardholders.

 

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    36 equal monthly payments at 29.99% interest**

    Break up your entire purchase (including tax, applicable fees, and optional insurance premiums) into equal monthly payments over the course of your term. 
    Plan terms range from 3 - 72.

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    Regular credit purchase*

    Use your FlexitiCard just like a regular credit card.

› Learn more
 

Flexiti Simply Secure™


Did you know? Flexiti's Simply Secure insurance program offers payment protection coverage to Flexiti cardholders in case of certain unforeseen circumstances.

Learn more about Flexiti Simply Secure™ on www.flexiti.com

FAQs

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How do I apply for Flexiti?

Click 'Apply now' to access Flexiti's quick and easy online application. It only takes minutes to complete!

How do I pay with Flexiti?

Shopping online? At checkout, select Flexiti as your payment method. You'll be prompted to apply for a Flexiti account or to enter your existing Flexiti account number. Then, select your financing plan and complete your purchase. It's that easy! 

Or, if you're shopping in-store, chat with a sales representative to apply or make purchases using your Flexiti account via our merchant app.

How do I manage my account?

All you have to do is register your account online at my.flexiti.com! Once you're registered, you'll be able to see all your account details like your credit limit, outstanding balance, statements, financing plan details and more.

How do I make payments?

Making payments is as easy as using your bank's online bill payment system - just add Flexiti (Flexiti Financial) as a payee!
 

How do I contact Flexiti?

Where can I use the FlexitiCard?

The FlexitiCard is accepted at thousands of retail locations, in-store and online. Check out the Flexiti Network to see everywhere you can shop at flexiti.com/network.

*O.A.C. Subject to terms of the Flexiti cardholder agreement. Minimum purchase may apply; amounts are based on purchase amount and promotional plan term length. Promotional plans and available interest rates vary based on applicant’s creditworthiness at time of application. Initial cardholder agreement annual interest rate (Account AIR) is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Deferred payment - no interest, no payments. No payments are due on purchases made under this promotion until the promotion’s expiry date. No interest is payable for the duration of the promotional term on the balance subject to the promotion. Interest does not accrue on the balance subject to the promotion for the duration of the promotional term. If the promotional balance is not paid in full by the promotional expiry date, immediately following the promotion expiry date, any outstanding balance which was subject to the promotion will then be treated as a regular credit purchase and the applicable deferral fee will be charged to your account. Deferred payment - interest accrues, no payments. No payments are due on purchases made under this promotion until the promotion’s expiry date. No interest is payable during the promotional period, however, interest at the Account AIR applicable to regular credit purchases accrues from the transaction posting date and the accrued interest will be charged to your account if the promotional balance is not paid in full by the promotion’s expiry date and any outstanding balance which was subject to the promotion will be treated as a regular credit purchase. Deferred payment - interest accrues, minimum monthly payment applies. No interest is payable during the promotional period, however, interest at the Account AIR applicable to regular credit purchases accrues from the transaction posting date and the accrued interest will be charged to your account if the promotional balance is not paid in full by the promotion’s expiry date and any outstanding balance which was subject to the promotion will be treated as a regular credit purchase. Minimum monthly payment applies and will be shown on your monthly statement. Equal monthly payments - no interest. No interest is payable for the duration of the promotional term on the balance subject to the promotion. The balance subject to the promotion is to be paid in equal monthly payments comprising principal, any applicable fees, and optional payment protection insurance premiums and taxes, if applicable, for the duration of the promotional term. Equal monthly payments - interest bearing. Promotional interest is applied during the promotion and accrues until the balance shown on your monthly statement is paid in full. The balance subject to the promotion is to be paid in equal monthly payments comprising principal and promotional interest, any applicable fees, and optional payment protection insurance premiums and taxes, if applicable, for the duration of the promotional term. The applicable promotional interest rate (9.99%, 13.99%, or 19.99%) will be assigned and communicated before you complete your purchase and is dependent on the merchant and your creditworthiness. Interest at the Account AIR (including accrued interest for deferred plans where interest accrues) of 31.99% - 34.99% may be charged if the promotion: (i) is cancelled; (ii) balance is not paid in full by the promotion expiry date; or (iii) is forfeited, in whole or in part, for any other reason. All promotional offers on the account may be cancelled if any required payment is missed.  Administrative fees may apply (not applicable for Quebec residents) depending on the merchant and will be financed with purchase; fee amounts are based on purchase amount and promotional plan term length and are payable in full if the promotion is paid off early. Annual fee of $39.99 applies for residents of Quebec ($24.99 may apply for residents outside of Quebec). Deferred payment plans with “no payments” are not available for Quebec residents. Promotional plans are conditional upon meeting identification and verification requirements and subject to having credit approval and a valid email address. 

Notifications on changes to promotions and terms will be provided as required by legislation. Financing arranged by Flexiti Financial Inc. B.C. License #83660. Flexiti, FlexitiCard, and the Flexiti design are trademarks of Flexiti Financial Inc. Other names, logos and designs that appear on this ad are the trademarks of their respective owners. 

**O.A.C. Subject to terms of the Flexiti cardholder agreement. Minimum purchase of $630 applies; amounts are based on purchase amount and promotional plan term length. Promotional plans and available interest rates vary based on applicant’s creditworthiness at time of application. Initial cardholder agreement annual interest rate (Account AIR) is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Equal monthly payments - interest bearing. Purchase amount is to be paid in 24 - 60 equal monthly payments and promotional interest is applied during the promotion and accrues until the balance shown on your monthly statement is paid in full. The balance subject to the promotion is to be paid in equal monthly payments comprising principal and promotional interest, any applicable fees, and optional payment protection insurance premiums and taxes, if applicable, for the duration of the promotional term. The applicable promotional interest rate (19.99%, or 29.99%). Interest at the Account AIR (including accrued interest for deferred plans where interest accrues) of 31.99% - 34.99% may be charged if the promotion: (i) is cancelled; (ii) balance is not paid in full by the promotion expiry date; or (iii) is forfeited, in whole or in part, for any other reason. All promotional offers on the account may be cancelled if any required payment is missed. Monthly administrative fee applies; amount varies based on merchant, purchase amount and promo term length and will be financed with purchase amount and promo term length and will be financed with purchase (not applicable for Quebec residents). Annual fee of $99.99 applies for residents of Quebec ($24.99 applies for residents outside of Quebec).   

Notifications on changes to promotions and terms will be provided as required by legislation. Financing arranged by Flexiti Financial Inc. B.C. License #83660. Flexiti, Flexiti Wave Card, and the Flexiti design are trademarks of Flexiti Financial Inc. Other names, logos and designs that appear on this ad are the trademarks of their respective owners.